For Commercial Banks, Credit Committees & Institutional Lenders
Stop competing over the same fifty prime contractors while mid-market loan mandates sit unallocated. We originate and document creditworthy Tier-2 and Tier-3 industrial borrowers with sourced proof of defence revenue share, pro-rata dual-use capital expenditure eligibility and multi-prime backlog stability.
Expand beyond top-tier primes into thousands of scored Tier-2 and Tier-3 suppliers
Sourced revenue-share and pro-rata dual-use facility attribution for credit files
Replace months of manual borrower outreach with a sourced credit dossier
Separate diversified sub-tier suppliers from single-contract default traps
Capital & Credit Underwriting Scope
Share your target lending mandate, facility size band and eligibility criteria. A 15Rock partner will propose a pilot borrower screen.
Loading inquiry form…
Scoped from your public or redacted lending criteria first. Mutual NDA available before reviewing internal policy manuals.
Prefer direct email or a mutual NDA first? Email hello@15rock.com
The outcomes we enable
We do not sell generic industry overviews or software seats. Every engagement delivers the verified evidence, cost models and company shortlists needed to execute.
Outcome 01 · Pipeline Origination
Every lender chases the same headline prime contractors. We screen regional precision machinists, specialty fabricators and dual-use subsystem makers that hold active subcontracts, quality certifications and expansion demand.
Delivered artifact
Ranked borrower slate with facility locations, certifications and program links.
Outcome 02 · Policy Compliance
General ledger codes rarely separate civilian and defence revenue cleanly. We assemble contract award records, sub-tier shipment links and equipment allocation evidence so your credit committee can document mandate eligibility.
Delivered artifact
Audit-ready borrower eligibility dossier mapped to your lending policy rules.
Outcome 03 · Loss Prevention
Before extending term debt or working-capital lines, see whether a borrower relies on a single sunsetting platform or unhedged specialty raw materials, and verify multi-program demand durability.
Delivered artifact
Borrower risk evaluation matrix covering customer mix, certification moat and input exposure.
Quantify the impact & inspect a sample
Adjust the slider below to model an illustrative scenario for your mandate, then inspect a sample table from the unlocked Excel workbook.
Interactive Outcome Value Model · Illustrative
Illustrative model: estimate how a pre-screened mid-market borrower slate expands deployable loan volume.
Modeled incremental Tier-2/3 loan origination unlocked
$320M
Illustrative pre-screened mid-market borrowers surfaced
150 to 400 qualified industrial borrowers
Illustrative scenario only, assuming 32% of mandate allocation directed to qualified mid-market sub-tier and dual-use borrowers. Final credit approval remains with your lending committee.
| Fictional borrower | Facility requestIllustrative | Documented shareRevenue / CapEx | Program diversity | Underwriting finding & next step |
|---|---|---|---|---|
| Example Precision Gear Ltd. | $18M | 62% | 3 funded vehicle & aerospace programs | Meets >=50% threshold; confirm 5-axis CNC expansion quote |
| Example Aero Thermal Co. | $12M | 38% (pro-rata) | Dual-use vacuum heat-treat line | Qualifies under pro-rata dual-use CapEx rule; check furnace utilization |
| Example Alloy Castings Inc. | $25M | 55% | 2 multi-year platform schedules | Strong multi-year backlog; verify nickel-copper surcharge pass-through |
| Example Tactical Enclosures | $9M | 78% | Single sub-tier buyer | High concentration on one prime contract; require covenant protection |
| Fictional borrowers and figures. Illustrates how sourced program and certification evidence supports credit-committee qualification. | ||||
How the engagement works
01Your credit team + 15Rock
Agree the target facility size band, geographic footprint, sector exclusions and >=50% or pro-rata dual-use eligibility rules.
02AI research agents
Screen thousands of industrial manufacturers across contract registries, sub-tier shipment logs and quality certification databases.
0315Rock analysts
Reconcile defence revenue attribution, check program concentration and assemble an audit-ready underwriting dossier per borrower.
04Your origination & credit desks
Prioritize outreach to pre-screened borrowers and attach sourced eligibility evidence to credit committee submissions.
Capital & Credit Underwriting Scope
Share your target lending mandate, facility size band and eligibility criteria. A 15Rock partner will propose a pilot borrower screen.
Loading inquiry form…
Scoped from your public or redacted lending criteria first. Mutual NDA available before reviewing internal policy manuals.
Prefer direct email or a mutual NDA first? Email hello@15rock.com
How to start
We can provide regular research updates after the first project.
We combine public prime-contract and subcontract disclosures, customs and trade shipment records, defence quality registrations, and facility line-allocation evidence to build a transparent attribution range, explicitly flagging what management must confirm at term-sheet stage.
No. Your credit officers retain full authority over financial covenants, collateral valuation and loan approval. We solve the industrial bottleneck: finding qualified Tier-2 and Tier-3 borrowers and documenting their defence program durability and mandate eligibility.
Yes. Most lending teams start with a scoped 50-borrower origination and qualification pilot focused on one priority corridor or capability family.
We scope the pilot in a 15-minute call and confirm the borrower criteria, evidence fields, fee and delivery schedule in a one-page scope note before work starts.
Other defence outcome programs
02 · Should-Cost & Fleet Readiness
03 · Offset & Tender Capture
04 · Pre-LOI Diligence & Roll-Ups
05 · Commercial-to-Defence Entry
Discuss your defence scope
Request a 50-borrower pilot scope or email us your lending mandate criteria to see a sample underwriting pack.