Defensible credit reads before you commit capital — and a standing watch after.
Pre-deal borrower diligence, covenant and early-warning monitoring, and outside-in models across your loan book — every conclusion tied back to the filing, transcript, or document it came from.
The work
The work we do for your team.
Borrower diligence read
A source-linked point of view on a borrower before you underwrite — operations, cash flow, and the real risks.
Outside-in borrower model
An outside-in financial model of a borrower built from public and provided data, without internal company access.
Covenant & early-warning monitoring
A standing watch on portfolio borrowers for deterioration signals before they hit a covenant.
True-peer credit benchmark
Borrowers compared against an evidence-chosen peer set, not a generic index — defensible to your IC.
Sector & origination scan
Screen a lending universe or sector into a ranked, evidenced origination shortlist.
Recurring portfolio briefs
Standing coverage of your book and sectors, refreshed on a cadence, every claim sourced.
What you’ll get
Artifacts your team can defend.
Credit read
A borrower diligence memo where every material claim ties back to a source.
Early-warning report
Deterioration and covenant-risk signals across the book, with the evidence behind each flag.
Borrower model
Outside-in financials and scenarios, built without internal borrower data.
Source appendix
Every number and claim traced to the filing, transcript, or document it came from.
From the work
Borrower-level
Outside-in, source-linked value scans across a direct lender's loan book — built without internal borrower data.
Used by teams like
One source-to-decision workflow behind every artifact.
Ingest → source map → claim engine → validation → reviewer loop → cited artifact → audit trail. Every material claim is traceable.
Go deeper
Bring one workflow. Review one defensible output.
Start with a contained pilot on your own sources and methodology — and see whether the reasoning layer is strong enough for the work you have to defend.